Credit Profile & Rate Guidance (General Ranges)
Actual pricing depends on the full loan profile, including property performance and structure.
| FICO Range | Typical Rate Range* |
|---|---|
| 720+ | Best pricing band (≈ 5.99% – low 6s) |
| 680–719 | Mid-6s to low-7s |
| 650–679 | Upper-6s to mid-7s |
| Below 650 | Not available currently |
*Strong equity and cash flow improve approval odds, but do not override credit requirements.
Case Study: Improving Cash Flow on a Strong Rental Property
Case Study: Improving Cash Flow on a Strong Rental Property
Long-Term Hold with Mid-Range Rate — Refinance Still Makes Sense
High Equity, Low Rent — Refinance Not Recommended
Portfolio Owner Improving Cash Flow Across Multiple Properties
Conservative Cash-Out Refinance for Reserves and Stability
Celebrate authenticity every day, as you engage, connect, and make an impact in your local team and community.
Celebrate authenticity every day, as you engage, connect, and make an impact in your local team and community.
